Risk Disclosure Statement

This Risk Disclosure Statement is provided to all investors prior to participation in any equity campaign on UbiaConnect. It must be read carefully before investing.

1. High-Risk Nature of Private Investments

Investments in private companies and early-stage ventures are speculative and high risk. The following risks are inherent and must be understood before investing:

1. Capital Loss — The entire invested amount may be lost. There is no guarantee of return of capital.
2. Illiquidity — Private equity investments cannot generally be sold or transferred easily. Your investment may be locked in for an extended period.
3. Dilution — Future funding rounds may dilute the investor's ownership percentage and economic interest.
4. Business Failure — Issuers may fail to achieve their business objectives, resulting in partial or total loss.
5. Regulatory Risk — Changes in Tanzanian law, regulatory policy, or sector-specific rules may adversely affect the investment.
6. Projection Uncertainty — Issuer financial projections and business plans are forward-looking statements and may differ materially from actual outcomes.

2. No Investment Advice

UbiaConnect does not provide investment advice. Nothing on the platform constitutes a recommendation to invest in any campaign or issuer. Investors should seek independent financial, legal, and tax advice before making investment decisions.

3. Investor Responsibility

By proceeding with a reservation, the investor confirms they:

• Have read and understood this Risk Disclosure Statement in full.
• Understand the specific risks of the investment being considered.
• Are investing only amounts they can afford to lose without materially affecting their financial wellbeing.
• Have assessed the investment against their own risk tolerance and financial objectives.